Asset Management
Portfolios built for changing markets
Many portfolios are rebalanced to the same mix of stocks and bonds, whatever markets are doing. We combine our in-house strategies into adaptive portfolios built around each client's risk profile and objectives, then adjust within set ranges as conditions change. Valuations guide our decisions, while credit conditions, the economy, and market trends provide additional context.
For organizations and advisors who work with us directly, we build and manage each portfolio as a separately managed account. Advisors who use our strategies as models on select platforms build portfolios for their own clients.
Your comfort zone
More opportunistic
Your baseline
More conservative
Our building blocks
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Equity
Individual stocks and low-cost ETFs, with a tilt toward investments that offer relative value.
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Adaptive
Tactical asset allocation or options strategies that vary market exposure as conditions change.
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Fixed income
Individual bonds and low-cost ETFs, including municipal, government, and corporate bonds, to fit each client's needs.
Why AZA?
- Value-seeking and adaptive
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We build your portfolio around your goals and lean toward what looks attractively valued as conditions change.
- Direct access
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You can talk directly with the people who make the investment decisions, by phone, email, or in person.
- Employee-owned
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We're owned entirely by the three principals who shape our investment decisions, so we take a personal interest in every client.
- Fiduciary, fee-only
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We're legally bound to act in your best interest, and we're paid through advisory fees, never commissions or product sales.
- Independent
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We have no ties to a bank, brokerage, or insurance company, so our advice isn't shaped by a parent company's interests.
- Supportive
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We provide communication and background to help you make informed decisions and keep your clients or constituents informed.
Geared for organizations and advisors
- Organizations
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Nonprofits, endowments, and other organizations seeking a fiduciary to manage their investments.
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Portfolios built around your investment policy and long-term needs
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Quarterly reports and commentary your committee can share with its board
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Attendance at your committee's meetings when asked
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- Advisors and RIAs
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Independent advisors who want adaptive strategies for their own clients.
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A direct relationship, or select brokerage and TAMP platforms
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Monthly strategy commentary you can share with your clients
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Platform availability and minimums on request
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Getting started
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Step 1
First conversation
We talk through your goals and see if our approach would be a good fit.
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Step 2
Access
Work with us directly, or use our strategies on select platforms.
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Step 3
Ongoing support
Updates when positioning changes, and a direct line to the portfolio managers.
Our process in practice
An example of how we apply our approach.
Fictional client examples provided for illustration only.
Start with a conversation
Talk with the people who manage our strategies about your clients or your organization, and we'll share materials on the strategies that could fit.