Terms of Use

Use of this website is subject to the following terms and conditions. By viewing any of the material appearing on this site, you acknowledge that you have read, understood, and agreed to the following:

The information provided here is not investment advice and it is not intended for use as investment advice or as a substitute for professional counsel. AZA Capital Management (the "Firm") has provided this material for informational purposes only. Online viewers should not act on information appearing on this site in any matter affecting their interests without obtaining formal, professional counsel. Any financial market information provided on this site should not be used or relied upon for investment or other financial decisions. Any such use is at the user's own risk.

Neither the Firm nor anyone who participated in creating and presenting this website and its content is or will be liable for any direct, indirect, incidental, consequential, or other damages, or losses of any kind, which may arise from access to this site or the use of any information, images, video, or sound appearing on it or derived from it. Hyperlinks to other resources have been established here as a possible assistance to you in locating other sites which may be of interest. Those sites are not controlled by the Firm. The links are provided only for convenience. The Firm does not endorse the sponsor or owner of any such sites or warrant the accuracy of any information found there. The Firm makes no representation concerning the quality, accuracy, suitability, or safety of the content of those sites.

Online tools. Our online tools, such as the pension analyzer, provide educational estimates based on the information you enter and on stated assumptions, including hypothetical rates of return. Results are not guarantees or recommendations, and are not investment, tax, or legal advice. If you request a report, we collect the information you provide, including your contact details and your answers, and use it as described in our Privacy Policy. By requesting a report, you agree that we may contact you by email or phone. You can opt out at any time.

The third-party information provided herein is compiled from sources believed to be reliable, but it has not been independently verified and the accuracy is not guaranteed. Statements may be forward looking and are not intended as specific investment advice without further review of individual circumstances. Commentary, opinions, analysis, and recommendations may be subjective, do not guarantee future performance, and could change at any time without notice. AZA Capital Management, its officers and owners, respective affiliated funds, or accounts managed by such persons, may from time to time have a position in securities referred to in this communication. Individual investment results will vary depending on holding period, timing, and purchase/sale price of securities in a portfolio.

Last revised November 4, 2026.